As part of a family business insurance plan, key man/woman life insurance is a basic necessity, that is often overlooked. As a precautionary measure it should always be considered for both the founders and for successive generations. Everyone who will play a critical role in the continuation of the firm could suffer a critical injury or death. Unexpectedly this could deal a serious blow to the financial future of the firm. Family members often add so much more than money , but the insurance benefit can help lessen the impact of such a catastrophic circumstance. While proper planning reduces the likelihood of potential of a serious insurance dispute or a lawsuit, lawsuits can still occur and Alternative Law’s insurance mediation services can also work for you by settling your case in the most efficient, cost-effective manner.
We settle cases for families businesses and individuals who have claims against insurance companies or other entities.
Almost every family business insurance claim can be mediated, even if you do not have legal counsel, but counsel may be helpful in certain circumstances. Individual, group, and class action claims can be mediated or arbitrated where necessary. They include areas such as :
TYPES OF INSURANCE
- Key Man/Woman Life Insurance
- Umbrella Policies
- Individual Family Insurance programs
- Automobile (Commercial & Personal)
- Commercial Liability
- Workmen’s’ Compensation
- Commercial and Residential Property
- Marine (Commercial and Recreational)
- Fidelity and Surety
- Life Insurance
- Legal Malpractice
- Medical Malpractice
- Public Adjustment
- Personal Injury
- Professional Indemnity
- Insurance Brokers & Intermediaries
- Corporate Directors’ and Officers’ Liability
- Excess Coverage
- Special Events, Entertainment & Sports
- Agricultural, Crop and Livestock
- Natural Disasters
- Coverage Denials or redlining issues.
- Proper Deductible Analysis
- Self Insurance Options
- Reinsurance Programs
Our experience as family business insurance mediators who work with families, lawyers, adjusters, and executives over the last two decades allow us to work on many levels with your family members and where necessary both plaintiff and defense counsel to reach fair and equitable settlements in insurance plans or disputes. We have settled thousand of claims and have worked with insurance companies such as Zurich, Teachers, Farmers, Philadelphia, Liberty Mutual, and many more.
Family business insurance mediation consulting requires clearly defining the goals of the plans, identification of the issues and proposing realistic resolution options are the first phases of our process. Accurate planning, legal options, and detailed risk analysis are then the critical components of our settlement systems. Alternative Law has trained insurance experts in the field to respond to the needs of your insurance company and to produce prompt and fair results. Our insurance mediators are process experts required to maintain excellent current and substantive knowledge of the various lines of the insurance business in order to assure fair, quick results and satisfaction for all parties. Contact Us.